implicit interest rate meaning in English
隐含利率
Examples
- The dualism of finance caused by financial regulation , the system disfigurements and institutional defects during the economic transition period , and the lack of the internal supervision and stimulus derived from the imperfection of the corporation governance structures of economic bodies , offer enough rent for banks " rent - seeking behaviors . the economic result is that , implicit interest rate forms in the market
金融抑制导致的金融二元性、经济转型时期的体制缺位和制度缺陷，以及微观经济主体不健全的法人治理结构导致的内部监督激励不足，为银行寻租行为的发生提供了不竭的租金源泉，结果形成了市场上的隐性利率。 - Based on the exploration of lending pricing behaviors of banks during the historic process of the interest rate system reform , the paper mainly discusses the genesis mechanism of lending price and the interrelated implicit interest rate under the condition of financial regulation , analyses the external and internal factors which influence the lending pricing decision - making process of the microeconomic bodies ( banks and enterprises ) . and based on the contrast of the lending pricing modes which are popular at home and abroad now , the paper designs a lending pricing model of compound interest rate , which can be applied to the market - oriented interest rate circumstance
本文将银行的贷款定价行为置于利率体制变革的历史进程中加以考察，重点讨论了金融管制条件下贷款价格的生成机制及与此相关的隐性利率，分析了影响微观经济主体(银行和企业)贷款定价决策的内外部因素，并在对比国内外当前普遍采用的贷款定价模式的基础上，设计了适用于利率市场化环境的贷款复利定价模型。 - Implicit interest rate is the result of both the government intervention and banks " behaviors of deciding the lending price according to the rules of the market . it reflects that under the condition when interest rate is restrained , the self - adjust system of lending price still exists , although it is distorted by the restraint sometimes
隐性利率既是政府干预经济的产物，同时也是银行按照市场规则确定贷款价格的行为选择结果，它反映出利率管制条件下贷款价格的自我调节机制依然存在，只不过因为管制而变得扭曲。